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M&S sales up – but warns over tough times ahead

first_img Marks & Spencer has seen total group sales rise in the UK by 6.5 per cent in the second quarter but warned that trading in the coming months will get tougher.Clothing rose by 7.8 per cent while homeware surged by 9.36 per cent in the 13 weeks to 2 October.Marks & Spencer food sales went up by five per cent.Chief executive Mark Bolland said: “Marks & Spencer has had a good second quarter, growing market share across all parts of the business. Customers are returning to quality. In Food they are responding well to our better value and innovation, and in Clothing are increasingly choosing M&S’s great fashions and quality that lasts.” Meanwhile the company said in a statement: “Trading conditions ahead are likely to become more challenging. Consumers’ disposable incomes will come under greater pressure from increased VAT rates and public spending cuts. ‘We are facing increased commodity prices and significantly tougher comparatives in the second half. As a result we remain cautious about the outlook for the remainder of this year and next.” M&S sales up – but warns over tough times ahead Thursday 7 October 2010 2:58 am whatsapp whatsapp Show Comments ▼center_img Read This Next’Kevin Can F**k Himself’: Here’s Why Only Allison and Patty Are SeenThe Wrap20 Stars Who’ve Posted Nude Selfies, From Lizzo to John Legend (Photos)The Wrap’Batwoman’: Wallis Day on Circe’s ‘Deranged’ Warpath and the Key to SavingThe Wrap’Godzilla vs Kong’ Reaches $100 Million in US After Grossing $250,000 inThe WrapJoin a Conversation on ‘Cancel Culture in Comedy’ with Maz Jobrani, SkyeThe WrapAnya Taylor-Joy, Ralph Fiennes Join Searchlight’s Dark Comedy ‘The Menu’The WrapAfter ‘Black Widow,’ Kevin Feige Leaves Open the Possibility of OtherThe Wrap’Pose’ Creator Steven Canals on Life After His Groundbreaking Show: ‘I’mThe Wrap’The Boys’ Star Aya Cash Took Inspiration From YouTube, TikTok and SteveThe Wrap Share by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryMoneyPailShe Was A Star, Now She Works In ScottsdaleMoneyPailTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastNoteabley25 Funny Notes Written By StrangersNoteableySerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesBrake For ItThe Most Worthless Cars Ever MadeBrake For ItBetterBe20 Stunning Female AthletesBetterBemoneycougar.comThis Proves The Osmonds Weren’t So Innocentmoneycougar.comMagellan TimesThis Is Why The Roy Rogers Museum Has Been Closed For GoodMagellan Times John Dunne Tags: NULLlast_img read more

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I&M Bank (Rwanda) Limited (IM.rw) 2007 Abridged Report

first_imgI&M Bank (Rwanda) Limited (IM.rw) listed on the Rwanda Stock Exchange under the Banking sector has released it’s 2007 abridged results.For more information about I&M Bank (Rwanda) Limited (IM.rw) reports, abridged reports, interim earnings results and earnings presentations, visit the I&M Bank (Rwanda) Limited (IM.rw) company page on AfricanFinancials.Document: I&M Bank (Rwanda) Limited (IM.rw)  2007 abridged results.Company ProfileI&M Bank (Rwanda) Limited is a leading financial institution in Rwanda offering products and services for the retail, commercial and corporate banking segment. Personal banking products range from current accounts and short or fixed deposits to personal, vehicle, home and building loans. The corporate division offers financial solutions for sole proprietorships, partnerships and corporations which range from overdrafts, investments and equipment and vehicle loans to purchase and disposal of foreign currency and treasury services. This includes issuing letters of credit and guarantee, export and import trading, insurance premium financing, and e-banking services. I&M Bank (Rwanda) Limited is a subsidiary of I&M Bank Limited and is based in Kigali, Rwanda. I&M Bank (Rwanda) Limited is listed on the Rwanda Stock Exchangelast_img read more

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Agricultural Development Bank (ADB.gh) 2015 Abridged Report

first_imgAgricultural Development Bank (ADB.gh) listed on the Ghana Stock Exchange under the Banking sector has released it’s 2015 abridged results.For more information about Agricultural Development Bank (ADB.gh) reports, abridged reports, interim earnings results and earnings presentations, visit the Agricultural Development Bank (ADB.gh) company page on AfricanFinancials.Document: Agricultural Development Bank (ADB.gh)  2015 abridged results.Company ProfileAgricultural Development Bank (ADB) is a leading financial institution in Ghana with an agricultural development focus. In 1964, Bank of Ghana set up a Rural Credit Department to manage legislation and plans and procedures for a specialised bank for the agricultural sector. ADB was established in 1965 as the Agricultural Credit and Cooperative Bank. The bank was restructured in 2009 and positioned as a full-service financial institution with an agricultural focus; offering banking products and services to the retail, corporate, commercial, executive and parastatal sectors. ADB is responsible for providing up to 85% of institutional credit to the agricultural market. It also offers services in risk and treasury management. ADB has a national footprint with 78 branches located in the major towns and cities of Ghana, as well as automatic and mobile banking facilities. Agricultural Development Bank is listed on the Ghana Stock Exchangelast_img read more

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ABC Banking Coporation Ltd (ABCB.mu) HY2021 Interim Report

first_imgABC Banking Coporation Ltd (ABCB.mu) listed on the Stock Exchange of Mauritius under the Banking sector has released it’s 2021 interim results for the half year.For more information about ABC Banking Coporation Ltd reports, abridged reports, interim earnings results and earnings presentations visit the ABC Banking Coporation Ltd company page on AfricanFinancials.ABC Banking Coporation Ltd Interim Results for the Half Year DocumentCompany ProfileABC Banking Corporation Limited is a financial institution that specialises in the provision of banking services for individuals as well as corporate institutions. The company’s offered services include, covers deposits, lending and cards, leasing as well as trade finance and treasury products, catering for both the local and international markets. ABC Banking Corporation Limited operates in three man pillars which are; domestic banking, international banking and treasury operations. ABC Banking Corporation Limited is listed on the Stock Exchange of Mauritius.last_img read more

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Children with Leukaemia launch online raffle with Rogavi whitelabel service

first_img  27 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Children with Leukaemia launch online raffle with Rogavi whitelabel service Howard Lake | 4 July 2010 | News Children’s cancer charity Children with Leukaemia has launched its first online raffle using remote and lottery management company Rogavi Network’s while label service. The Chefs Unite raffle offers ‘money can’t buy’ prizes from international celebrity chefs such as Marcus Wareing, Antony Worrall Thompson, Raymond Blanc, Heston Blumenthal and Antonio Carluccio.Dean Stinton, Head of Direct Marketing and Events for Children with Leukaemia, said: “The Rogavi solution has enabled us to run this groundbreaking raffle fundraiser. Without their licensed software and integration it wouldn’t have been possible to build this on our budget.”In a recent Evening Standard article, Marcus Wareing, one of the chefs who donated a prize for the Chefs Unite raffle, stated, “I have three children of my own and I can’t imagine how it must feel if one of them falls sick with leukaemia. It’s a very clever idea to do a raffle rather than an auction, because then it’s open to people who can’t afford to bid thousands for a private lesson.”Rogavi Managing Director Richard McBriar, who, with Hakan Wegeni, set up the company in 2007, said: “Charities should be focused on fundraising and delivery, and it’s not an effective use of time or scarce resources to build technology like this… Our goal is to do for raffles and lotteries what JustGiving did for sponsorship.”www.rogavi.com Tagged with: Digital Gaming AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1last_img read more

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Help for Heroes site sees surge in donations following soldier’s murder

first_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis  50 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Help for Heroes site sees surge in donations following soldier’s murder Former England cricket captain Michael Vaughan joined others calling for people to show solidarity by buying and wearing Help for Heroes’ t-shirts.Let’s get it trending…#HelpforHeroeshonourday.May 22nd…All wear Help for Heroes T shirts to work… RT please— Michael Vaughan (@MichaelVaughan) May 22, 2013Similar increases in donations have followed other widely reported deaths, for example of celebrities or charity runners at events.Photo: weddingsinkent on Flickr.com Howard Lake | 23 May 2013 | Newscenter_img About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Tagged with: Digital Help for Heroes Help for Heroes has received a surge in donations following the murder yesterday of Drummer Lee Rigby in Woolwich. The donations follow the report that the soldier was wearing one of the charity’s t-shirts.Help for Heroes‘ website “crashed within hours of the killing beneath the weight of the heightened interest” according to The Daily Telegraph, and is today operating in a cut-down version, with a single holding page expressing the charity’s sadness at the soldier’s death.The page stated “Thousands of people have visited our website wishing to donate or to buy H4H T-Shirts in an extraordinary demonstration of support and defiance of terrorism”. It listed ways in which people could do so, and asked for patience as it worked to respond to the reaction. Advertisementlast_img read more

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Limerick homecoming for top international journalist

first_imgFacebook WhatsApp Surgeries and clinic cancellations extended Twitter Email Print Linkedin NewsLimerick homecoming for top international journalistBy Editor – March 20, 2015 894 Award-winning journalist Fergal Keane who will give a public lecture in UL next Thursday.Award-winning BBC Foreign Correspondent Fergal Keane will give a public lecture on the challenges facing the media in the University of Limerick on Thursday, March 26.The distinguished Cork-born journalist has covered most of the global war zones over the past 25 years and won several awards for his fearless reporting – including an OBE from Queen Elizabeth for his services to Journalism in 1996.Sign up for the weekly Limerick Post newsletter Sign Up Commenting on the background to his lecture ‘The Struggle for Reason’,  Mr Keane said: “I will deal with the greatest challenge we face in journalism today – the battle for reason in a world overwhelmed by propaganda, gross simplification, powerful lobby groups and armies of internet trolls.“I will speak about my belief that the obligation to fact, complexity, nuance and context has never been more vital – rigour and more rigour are required.”University of Limerick Head of Journalism Mary Dundon said they were delighted to have such a distinguished journalist giving a public lecture on one of the main challenges facing the fast-changing multimedia world.“Today we are all bombarded with ‘information’ from a plethora of multimedia sources and the challenge we face is to discern the truth and fact from the propaganda put out by powerful lobby groups.“We believe it is a matter of public interest that our students and many people in the region will be interested hearing about and contributing to the Questions and Answers session afterward,” Ms Dundon added.The UL lecture represents something of a homecoming for Fergal Keane who started his journalism career in the Limerick Leader 35 years ago in 1979. He then went on to work for The Irish Press, RTE, and the BBC in Northern Ireland, South Africa and Asia.He was named as overall winner of the Amnesty International Press Awards in 1993 and won an Amnesty television prize in 1994 for his investigation of the Rwandan genocide, Journey into Darkness.He is the only journalist to have won both the Royal Television Society Journalist of the Year award and the Sony Radio Reporter of the Year in the same year – 1994.Throughout career Mr. Keane has won several more UK and international awards for his reporting, including The Voice of The Viewer award and a Listener Award for his for his BBC Radio 4, From Our Correspondent dispatch, Letter to Daniel, addressed to his newborn son in 1996.The lecture will be held in the ground floor of the Foundation Building of the University of Limerick in lecture theatre FB 028. There is no fee for the lecture but tickets must be booked in advance by contacting: [email protected] date for booking tickets in Tuesday March 24 at 5pm. TAGSBBCfeaturedFergal KeaneIrish PressJournalismJourney into DarknesslectureLetter to DanielLimerick LeaderMary DundonMusic LimerickrteUL center_img First Irish death from Coronavirus RELATED ARTICLESMORE FROM AUTHOR Previous articleNew rental scheme leaving families out in coldNext articleMinimum alcohol pricing is unfair on low earners Editor Advertisement Proceedures and appointments cancelled again at UHL No vaccines in Limerick yet Walk in Covid testing available in Limerick from Saturday 10th April Shannondoc operating but only by appointment last_img read more

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Older Homeowners Carrying More Debt

first_img Related Articles The Joint Center for Housing Studies of Harvard University found both the share of older homeowners with mortgage debt and the amount of debt they carry has risen over time. From 1989 and 2016, the share of older homeowners with mortgage debt more than doubled—17% to 43%—while the median loan-to-value ratio on that debt nearly tripled. Nearly 40% of older adult homeowners with a mortgage were housing-cost burdened in 2017 (spending more than 30% of their income on housing) compared to just 16% of those without mortgage debt. “Still, the rise in mortgage debt among older homeowners could represent a well-reasoned choice to avoid paying down these loans in order to save more in other financial vehicles or have more disposable income for other needs,” said Alexander Hermann, the report’s author.A recent report by Hermann also found that holding high levels of mortgage debt is associated with a lower level of financial well-being and a greater likelihood of being insecure among older adult homeowners.Harvard sourced a report by the Consumer Financial Protection Bureau (CFPB), which supports Harvard’s research, says financial well-being is the “state of being wherein a person can fully meet current and ongoing financial obligations, can feel secure in their financial future, and is able to make choices that allow them to enjoy life.” The report added that having high levels of mortgage debt nearly doubled a homeowners’ chance of being financially insecure, raising the odds by 8 percentage points to 17%. “Having high levels of mortgage debt increases the odds of being financially insecure by 15 percentage points for those with annual incomes under $30,000 and 13 percentage points for those with savings under $15,000,” the report said. A recent survey by LendingTree found that almost 60% of Americans feel burdened by debt in 2020, with 12.4% most concerned about mortgage debt. The report states that even though mortgage debt is the largest source of debt, people feel less burdened by it, as that type of debt is considered a “good debt” as it contributes to consumers’ financial future. Fourteen-percent of all millennials surveyed is concerned over mortgage debt—the highest among the three generations polled. Thirteen-percent of Gen X’s surveyed were concerned about mortgage debt and just 10% of Baby Boomers were worried.  Previous: Fintech Innovation vs. Cybersecurity Concerns Next: Opportunity and Revitalization Council Reports Findings to President Trump debt Homeowners Mortgage Debt 2020-02-10 Mike Albanese Data Provider Black Knight to Acquire Top of Mind 2 days ago February 10, 2020 1,900 Views The Week Ahead: Nearing the Forbearance Exit 2 days ago Share Save Demand Propels Home Prices Upward 2 days ago Older Homeowners Carrying More Debt Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days agocenter_img The Best Markets For Residential Property Investors 2 days ago Mike Albanese is a reporter for DS News and MReport. He is a University of Alabama graduate with a degree in journalism and a minor in communications. He has worked for publications—both print and online—covering numerous beats. A Connecticut native, Albanese currently resides in Lewisville. Servicers Navigate the Post-Pandemic World 2 days ago in Daily Dose, Featured, Market Studies, News  Print This Post Sign up for DS News Daily Tagged with: debt Homeowners Mortgage Debt Home / Daily Dose / Older Homeowners Carrying More Debt Subscribe Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Mike Albaneselast_img read more

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BJP Leader Kapil Mishra Tenders Unconditional Apology To AAP’s Satyendar Jain In A Defamation Case

first_imgNews UpdatesBJP Leader Kapil Mishra Tenders Unconditional Apology To AAP’s Satyendar Jain In A Defamation Case Karan Tripathi29 Oct 2020 1:16 AMShare This – xBJP leader Kapil Mishra has tendered an unconditional apology to Aam Aadmi Party’s MLA Satyendar Jain in a defamation case. Mishra has apologised for accusing Jain of offering a bribe to Delhi’s Chief Minister Arvind Kejriwal. After recording the unconditional apology, Additional Chief Metropolitan Magistrate Vishal Pahuja allowed Satyender Jain to withdraw his…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginBJP leader Kapil Mishra has tendered an unconditional apology to Aam Aadmi Party’s MLA Satyendar Jain in a defamation case. Mishra has apologised for accusing Jain of offering a bribe to Delhi’s Chief Minister Arvind Kejriwal. After recording the unconditional apology, Additional Chief Metropolitan Magistrate Vishal Pahuja allowed Satyender Jain to withdraw his complaint. The present complaint pertains to the allegations levelled by Mishra against Jain when he left the AAP in 2017. Mishra had made the following statement in the public domain: ‘I saw Satender Jain give Kejriwal Rs.2 crores in cash, said Mishra. Jain is Health and PWD minister in the Kejriwal government. I asked him ‘What is this?’ He (Kejriwal) refused to answer. And then he said ‘In politics things like this happen that can only be talked about later.’ Jain had challenged the veracity of these statements by moving a complaint for criminal defamation under section 499 of the Indian Penal Code.Advocate Gautam Dhamija and Adv. Vaibhav Yadav has represented Mr. Satyendar Jain Click Here To Download Order[Read Order]Next Storylast_img read more

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Frisbee the Elf, Gus Galloway share bond

first_img You Might Like ‘Sounds for the Season’ Members of the kindergarten and first-grade classes perform during the Sounds for the Season musical performance at Pike County Elementary… read more Troy falls to No. 13 Clemson By Jaine Treadwell Remember America’s heroes on Memorial Day Latest Stories Plans underway for historic Pike County celebration Frisbee the Elf, Gus Galloway share bond The Penny Hoarder Issues “Urgent” Alert: 6 Companies… Print Article Email the author Gus wanted to make sure that Santa Claus knew that he was trying to be good and do good, so he went to see Santa when he was in town. He went to tell him, first hand, that he’s slowing down and double-checking his schoolwork and that he’s not quite so fussy in the mornings. Gus also planned to mention what he wants for Christmas.“But he was a fake Santa Claus,” Gus said. “I could tell because he had on Nike shoes. The real Santa Claus wears boots.”Gus was worried that the fake Santa wouldn’t tell the real Santa how hard he’s trying to be good and do good so he’s leaving it up to Frisbee to keep Santa informed.One night, without thinking, Gus’ mom touched Frisbee and he lost his magic and couldn’t fly back to the North Pole that night.center_img Published 11:00 pm Wednesday, December 18, 2013 But it was Forrest Caldwell to the rescue. He wrote Santa a note and explained that touching Frisbee was an accident and to please give him back his powers.“After that, Forrest, Gus and I make sure that we don’t touch Frisbee,” Crystal Caldwell said.Gus said that Frisbee is a smart elf. He likes to read the Kindle and his favorite thing to do is play Crazy 8’s with Gus’ Nutcracker friends. Gus likes to join the game and he plays for them all and guess who wins? “Frisbee!”Frisbee likes to go fishing for Goldfish snack crackers and Gus can eat all the goldfish Frisbee can catch.Frisbee always cleans up after himself. He doesn’t like things around him to be messy – or fussy. Gus remembers that when he wakes up every morning and puts on a happy face so Frisbee will tell Santa.Gus will have a baby brother next Christmas and he’s not sure if Santa will send his brother an elf or if he’ll have to share Frisbee.Gus is going to have to learn a lot about sharing when the baby brother arrives, his mom said. Gus said sharing is all right to do but he hopes that Santa will send another elf to his house so he can keep Frisbee to all to himself. Pike County Sheriff’s Office offering community child ID kits Sponsored Content Next Up“Frisbee has been in the bathroom several mornings, watching,” said Gus’s mom, Crystal Caldwell. “Gus is not a morning person and sometimes puts up a fuss to get ready for school. Frisbee must have told Santa Claus because Santa mentioned his fussing in a letter to Gus.”Gus said that he is trying very hard to do slow down with his schoolwork and not be grumpy in the mornings.“Frisbee flies back to the North Pole every night to tell Santa what I’ve been doing and what I want for Christmas,” Gus said. “I’ve got to be good.” Book Nook to reopen Gus Galloway’s Elf on the Shelf, Frisbee, has been poking around at his school.Gus is sure of that because Frisbee left him a note telling him to slow down when doing his school work and double check his work to make sure that it’s done right.Frisbee is good for Gus because he wants him to do good work at school and get up on the right side of the bed in the mornings. By The Penny Hoarder Around the WebMd: Do This Immediately if You Have Diabetes (Watch)Blood Sugar BlasterIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Healthier LivingRemoving Moles & Skin Tags Has Never Been This EasyEssential Health32-second Stretch Ends Back Pain & Sciatica (Watch)Healthier LivingThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

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